There are many reasons why seniors may choose to stay in their own homes as they get older. Some people like the convenience of living in their own homes, while others do not have the money for a nursing home or assisted living facility.  

If you are caring for an elderly parent or other loved one who is still healthy enough to live at home but needs assistance with basic tasks such as cooking, cleaning, and laundry, here are a few things you need to know before taking the step. 

Home Care Is Based on Your Needs 

There are many different types of home care services, each offering different types of assistance to those in need. Whether you’re looking for help with bathing or other personal hygiene needs, or just someone to come by and check on your loved one a few times a day, there’s a service out there to suit your needs. 

Each service has its own set of pros and cons. Some are more affordable than others, while some offer more comprehensive care options. To choose the right home care service for your family member or friend, you must consider both their specific needs, as well as any preferences they may have regarding what kind of care provider they want. 

Insurance Can Help with Your Home Care 

If you or a loved one needs in-home care, you may be wondering how to pay for it. If you have long-term care insurance and need some assistance with activities of daily living, your policy might cover the cost of home care services. 

Long-term care insurance is designed to help pay for the costs associated with serious health conditions that require special medical attention or assistance with everyday tasks, such as bathing and dressing. Long-term care insurance can also cover skilled senior care options, like nursing homes and adult day programs, if those services are necessary for your health and safety. 

Always Consider Alternative Care 

If your loved one is unwilling to let anyone into their home, they may need to move into a nursing home instead. They might not be able to do things for themselves anymore and are afraid of losing control of their life.  

If you notice that the person is becoming less independent and relying on others for everything (such as going to the bathroom or getting dressed), it’s time for them to move out of their home and into a facility similar to this assisted living Melrose Park, IL service, where they can receive proper care around the clock. 

You Can Hire an Agency, But You Need to Research 

If you want to hire a home care worker on your own, make sure that you do your research. Confirm that the person has experience and training in their field. If they are new to working with seniors, ask how their experience will benefit your loved one and what kind of training they will receive. 

Some agencies provide this training themselves or have partnerships with other organizations that offer it. Some agencies will only hire workers who have undergone extensive background checks and have references from previous jobs, while others may be laxer in their hiring process if they know the worker personally. 

Background Checks Are Important 

If you are considering hiring a senior caregiver on your own, run a background check first. You will want to make sure that the person has been properly screened and is fully licensed. In addition, look for any complaints against them, as well as their references (both personal and professional). Look at online reviews from people who have used them in the past. Finally, ask for a criminal background check and see if they have any convictions or pending charges against them. 

Home Care Agencies Should Be Insured 

A bond is a form of insurance for the caregiver and the agency. If a caregiver steals money from their client, or if the agency doesn’t meet its contractual obligations to provide the services it promised to provide, then the bond will cover those losses. 


In the end, it’s up to you to decide whether home care services are right for your loved one. If they’re willing to try them out, there are many benefits to hiring a caregiver or home health aide. They can help with household tasks like cooking and cleaning, which can help your senior loved ones to stay in their homes longer.