If you’re running a spa, salon, med-spa, massage studio or wellness business, you already know that credit card processing fees aren’t just a nuisance; they chip away at your bottom line. But what if you could eliminate those fees altogether? With the Zero Credit Card Processing Fees Program powered CHIPD, that’s exactly what you’re empowered to do.

What is the Program?

The Zero Credit Card Processing Fees Program is built specifically for the wellness industry including spas, salons, esthetics, massage & facial spas, multi-unit franchises and fitness centers.

Here’s how it works:

  • You pay $0 in credit-card processing fees on transactions.
  • There are no equipment feesno long-term contracts, and no surprise costs
  • You get modern, sleek payment terminals and white-glove support tailored for your industry.

Why This Matters for Wellness Industry

Consider this: many wellness businesses typically pay 3 %–4 % (or more) on every credit card transaction. Over a month, those fees can add up to thousands of dollars.  This is money that could’ve been reinvested in treatments, staff, marketing, or simply showing up on your bottom line.

Example Savings

  • Let’s say your spa processes $50,000/month in card payments and you pay 3.5 % in processing fees. That’s $1,750/month in fees → $21,000/year gone just to processing.
  • With this program, you could eliminate those fees, and keep thousands of dollars in your business instead.
  • Over a year, that could mean $20,000+ in savings, freeing up new budget for upgrades, expansion or simply boosting your profit margin.

Additional Perks You Get

  • Because you’re no longer absorbing transaction fees, you gain financial control—you know exactly what you’re paying (zero), no surprises.
  • Enhanced client-experience: With clean, modern hardware and transparent pricing, you maintain professionalism and trust.
  • No hidden costs: equipment, contracts, or sneaky fees. Just straightforward. 
  • Support tailored for your industry: wellness businesses have unique payment flows (e.g., recurring memberships, spa packages, prepaid treatments) and this program is built with you in mind.

How to Get Started

  1. Request a demo of the Zero Credit Card Processing Fees Program at CHIPDpay.com via CHIPD’s wellness/med-spa page. 
  2. Evaluate your current processing statement—see how much you’re paying now.
  3. Work with CHIPD to implement the compliant pricing model.
  4. Train your team—let employees and clients know how the payment option works and ensure smooth rollout.
  5. Monitor your savings: track month over month how much of your revenue you retain versus what you used to pay.

Final Word

In the wellness business, you invest in every aspect of your client’s experience, from ambiance and service quality to staff expertise and product offerings. It only makes sense to invest in eliminating unnecessary costs too. With the Zero Credit Card Processing Fees Program powered by CHIPD, you eliminate one of the most persistent hidden drains on your business and unlock thousands of dollars in savings each year.

If you’re ready to keep more of what you earn while continuing to deliver exceptional wellness experiences, this program is the financial game-changer your business deserves.


FAQ – Frequently Asked Questions

Q: Will my clients be charged extra if I switch to this program?
A: With this program, the credit card processing cost is passed to the client if they use a credit or debit card. The cash price remains. It’s important to communicate clearly to clients.

Q: What about recurring payments (memberships, packages)?
A: Make sure you discuss recurring billing or membership plans with your sales representative at CHIPD. 

Q: Are there any equipment or terminal fees?
A: No, there are no equipment fees and no long-term contracts with this program. 

Q: How much could I realistically save?
A: It depends on your sales volume and your current fee rate. But if you’re processing $40K-$60K/month and paying ~3% fees, you may save $15K-$25K/year or more just by eliminating those fees.

Q: Will my POS or booking system need upgrades or changes?
A: Possibly: you’ll want a system that supports pricing display.  CHIPD will help you with the integration. 

Q: How do I communicate this to clients so they understand what’s going on?
A: Use signage at checkout, update your website or booking confirmation messages, and train your front-desk staff. Emphasize the benefits — that you’re adopting a smarter payment model so you can keep costs down and maintain or improve service value.